Another credit crunch nugget

This is also from the Washington Post article mentioned 2 posts ago:

"Gonzalez of American Express said that in a typical year, fewer than 20 percent of its customers have their [credit] lines [a/k/a/ credit limits] adjusted. Of that proportion, 80 percent usually have credit increases, while 20 percent have decreases. In mid-2007, that shifted to a 50-50 ratio."