Welcome

For a number of years, I worked for real estate lawyers, and was frequently appalled at the mis-match between what I knew was available in the mortgage market, and what the consumers were putting up with. When I had a chance, I got to do some creative "leveraging" on behalf of clients, but those opportunities were few and far between.

In conversations with colleagues, we frequently commented on why it was that even people who had been home owners for years seemed to accept whatever the banks offered them.

After a hiatus of a few years, during which I was a pastor and counsellor, I now have the opportunity of helping people with their mortgages. I've seen what 'wrong' mortgages look like, and the consequences this can have on families.

Part of what I think needs to be done is some education -- there are a lot of misconceptions out there. I want this to be a two-way conversation -- rather than just pontificating on what I think is important, I would like to hear what you as the readers are interested in finding out about. (Beyond, "what interest rate can you get me?")

I hope this blog is mutually beneficial.

Russ Skinner
gta_mortgage_centre@rogers.com